Getting Married
Getting married is a romantic time. But combining two lives can be a challenge. There’s so much to think about: combining your finances, saving for your future, even planning for your retirement together.
These are all big challenges. And talking about money can seem like a very unromantic start to a new life. But discussing your goals and risk tolerance now can help you start your new life off on the right foot.
Charter One can help make it easier. We offer a wide variety of products and services that can help you build a solid financial base for your partnership. And let you get back to that honeymoon sooner.
Recommended products and services:
Circle Checking Account
This account comes with all kinds of benefits: free Circle design checks, free ATM transactions at thousands of locations, free online banking – plus special CD rates, discounts on home equity and installment loans, and more. Best of all, the account is free if you maintain an average monthly combined balance of $5,000 in qualified Charter One accounts, making it a great option for a couple just beginning to merge their assets.
Savings and CDs
Putting your money into a combination of savings accounts and Certificates of Deposit lets you save safely and with ultimate flexibility: you always have some money you can access, and some money locked away at a better rate of interest.
Investment Services
Whether you want to begin saving for a home, your retirement, or a major purchase, a Charter One Financial Counselor can help evaluate your needs, your level of risk tolerance, your time frame.
Calculators
Questions to start the conversation:
- Do you have an emergency fund to cover your family bills for three months?
- Do you want to consolidate your debt?
- Do either of you have credit card bills? Can you pay them off now?
- Do you want one joint checking account or one joint account and two separate ones?
- How comfortable are each of you with financial risk?
- What dreams do you want to start saving for?
You may also be interested in:
Online Banking
Bank when you want to: go online to check your account balances, transfer funds, find out when checks cleared, and see up to 18 months of history on your Charter One accounts. Set up bill payment for one-time fees or recurring payments. Guaranteed security – and it’s free!
Charter One Debit Card
Never write a check again: the Charter One Debit Card allows you to draw from your checking account without picking up a pen. And if you need cash, use your Debit Card at thousands of ATMs. Easy access to your money whenever, wherever you need it.
Switch Support™
Charter One Switch Support makes it easy to switch your accounts to Charter One. Our dedicated team will help you move your direct deposits and change your automatic payments from your old account to your new Charter One account.
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