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Buying or Improving Your Home

When you’re looking for a home, there are so many things to think about: schools, bedrooms, kitchens, baths. Worrying about your mortgage shouldn’t be one of them.  Whether you’re looking for your first mortgage or considering a home equity loan to make improvements on your current home, we have solutions that can meet your lending needs.

Recommended products and services:

Mortgage
Find all the information you need in the Mortgage section of this site. Search and apply for a mortgage with the payment terms that best fit your needs. If you’re already a homeowner, consider the benefits of refinancing your existing mortgage at a lower interest rate.

Home Equity Loans and Lines
Tap into your home’s equity for a loan or line of credit to pay for improvements to the home you already own.

Savings
Build a solid foundation for a down payment, closing costs, or emergency home repair funds with the right savings account for your needs.

Installment Loans
You can use funds from a personal loan to help with some of the many expenses that come with home ownership.

Calculators

Questions to start the conversation:

  • What are the benefits and drawbacks of buying instead of renting?
  • How much can you afford to pay each month for a mortgage?
  • If you already own a home, do you know how much it is worth?
  • What are the advantages of updating your current home?
  • Is your current home too big – or too small – for your needs?
  • Do you know all the advantages and risks of real estate as an investment?

You may also be interested in:

Online Banking
Bank when you want to: go online to check your account balances, transfer funds, find out when checks cleared, and see up to 18 months of history on your Charter One accounts. Set up bill payment for one-time fees or recurring payments. Guaranteed security – and it’s free!

Charter One Debit Card
Never write a check again: the Charter One Debit Card allows you to draw from your checking account without picking up a pen. And if you need cash, use your Debit Card at thousands of ATMs. Easy access to your money whenever, wherever you need it.

Switch Support™
Charter One Switch Support makes it easy to switch your accounts to Charter One. Our dedicated team will help you move your direct deposits and change your automatic payments from your old account to your new Charter One account.

 

MasterCard is a registered trademark of MasterCard International.

Credit cards are issued by RBS Citizens, N.A.

* This means your first 6 billing cycles. Fees apply for each balance transfer - $10 minimum and $60 maximum.

** As of July 1, 2009. We will determine your margin and APR based upon our review of your application and your credit history. If approved, your margin and APR will be shown on the Pricing Addendum which will be provided with your credit card and your Agreement.

*** When you pay your account balance in full by the due date.

† Certain conditions, restrictions and exclusions apply. Full terms and conditions will be sent when you become a cardmember.