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Reward Yourself With Everyday Points®


Earn Rewards For Your Everyday Banking

You can earn unlimited Everyday Points – redeemable for great rewards – for the things you do everyday, including:

  • Make purchases with your Charter One Debit Card – earn 2X points for recurring purchases
  • Earn up to 3X points for purchases made with your Charter One Credit Card, when you also have a checking
    account and a savings or money market account
  • Earn up to 20X bonus points by shopping within our Merchant Network
  • Earn 20 points for each online bill payment made via our Online Banking service
  • Earn 2X points on purchases made with your Charter One Everyday Points Business Card

Combine Your Points To Earn Rewards Faster

You can combine your debit card and credit card points all in one place and earn great rewards faster. Here’s an overview of how your Everyday Points can grow:

Earn Everyday Points with your Charter One Debit Card
Purchases when you sign $1 spent = 1 point
Purchases when you use your PIN $2 spent = 1 point
Earn more Everyday Points each Month Based on Your Enrolled Banking Relationships
Charter One Accounts Green Checking Circle Banking Circle Gold Banking
Checking 50 75 100
Checking and savings or money market account 100 150 200
Checking, savings, and money market account 150 225 300
Online Bill Pay 20 points per payment
Earn with your Charter One Everyday Points Credit Card
Credit Card only $1 spent = 1 point
Credit Card + enrolled checking with debit card 1 $1 spent = 2 points
Credit Card + enrolled checking with debit card + savings or money market account 1 $1 spent = 3 points

$25 program annual fee applies. In the case where your only enrolled account(s) in the Program is the Credit Card and/or the Business Credit Card, you will not be charged the Annual Program Membership Fee. Please see terms and conditions for details

1Eligible accounts include select checking, savings and money market accounts. Accounts must be open and in good standing.